Westchester County - MLS ,Listings, Condos, Single-Family, Co-ops, Rentals, Commercial, Gorbutt Group

THE GORBUTT GROUP LLC

WESTCHESTER COUNTY'S PREMIER REAL ESTATE BOUTIQUE

FIRST MITIGATION GROUP LLC

SHORT SALE & LOSS MITIGATION SPECIALIST

TWO NAMES , ONE GOAL

The Gorbutt Group short sale Team and The First Mitigation Group, LLC is your Short Sale Team !

We help people who are behind on their mortgage payments, can no longer afford their homes, but want to avoid foreclosure. Our team of certified short sale specialists, offer foreclosure prevention services. We negotiate with your lender to help save your good credit and avoid a default Judgment.

Are you feeling mortgage pressure?

Through no fault of their own, many find themselves in a real estate distress situation. If you have no equity or owe more on your property than it's currently worth, then a short sale might be the best solution. We negotiate with your lender on your behalf to get approval for a short sale. Additionally we get the lender to pay all late charges attorney's fees and all real estate commissions.

New Foreclosure Trend

With the never ending drop in property values, many home owners are taking radical action; they are choosing to walk away from their homes and mortgages. Not because they can't make their payments, it's a business decision for their family that the smartest thing they can do is walk away from their home. A better small cost option is an short sale.

Below are the critical mistakes most people make with no solution for their mortgage problem. When all their resources are depleated and there is still no solution to the impending problem, people find themselves in real trouble.

Common Critial Mistakes Made with Mortgage Problems:

1. Running up Credit Cards to pay your mortgage.
2. Borrowing money from family to pay your mortgage.
3. Hardship withdraws from retirement accounts.
4. Cash advances from employers
5. Utilize other loans or home equity lines to pay your mortgage.
The reasons you should consider The Gorbutt Group Short Sale Team and The First Mitigation Group LLCServices:

1. You owe more on your property than it’s worth
2. Your payments have significantly increased due to an ARM interest rate adjustment
3. Your moving to a new area and can’t sell your home or afford double payments
4. You are an investor who got over extended with properties or payments
5. You lost your job or experienced a significant decline in income
6. Foreclosures in your neighborhood or area have destroyed property values
7. You want to avoid a default judgment from your lender
8. You want to avoid the credit devastation of a foreclosure

What are the Benefits to the Seller with The Gorbutt Group Short Sale Team and The First Mitigation Group LLC ?

• NO REAL ESTATE COMMISIONS / MINIMAL SHORT SALE FEE
• Eliminates mortgage debt and ongoing payments
• Seller can remain in the property during the process without making payments
• Closing costs and real estate commissions are paid by the lender
• Avoids foreclosure and the disastrous affect on your credit
• Can help avoid the need to file bankruptcy
• You will have a team of certified professionally trained short sale specialists protecting your best interest.

* Short Sale homes are sold " as is " Homeowner does not need to make any repairs to sell their home.

*The Short Sale is more likely to be approved by the bank when they work with Short Sale professionals.

Why would a Bank Lender allow The Gorbutt Group Short Sale Team and The First Mitigation Group LLC Services ?

• The bank does not want to own your property
• The foreclosure process is costly, unpleasant and can be a lengthy process.
• Depending on the circumstances, many times a short sale is in the banks best interest

What’s the Gorbutt Group and and The First Mitigation Group LLC Short Sale Process?

1. Find out if a Short Sale fits your individual situation. Get prequalified. We offer a free phone consultation with one of our short sale specialist team members.
2. Complete a listing agreement and we aggressively market your property for sale.
3. A hardship Package is completed and submitted to the lender.
4. When a purchase offer is received, it’s submitted to the lender for approval.
5. Our professional mitigation team negotiates with the lender and buyer until a sale is approved.
6. Once approved, the file moves to closing.

The short sale process can be very complicated, one that requires patience, persistence and a great deal of experience. All lenders prefer to work with Short Sale Specialist who have mastered the intricacies of the short sale process. We will PROTECT your interests, financial information and documentation at all times. Also, as long as this property is your primary residence, you may be released from all IRS tax obligations for the forgiven debt (consult your tax advisor).

Know the facts and understand your options.

All consultations are completely confidential and absolutly free.

MEET THE SHORT SALE TEAM !